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Hazardous activities cover

Cheap Ski Insurance.com hazardous pursuits cover Activites covered automatically with our Standard Premiums

Cheap Ski Insurance.com covers you for Skiing, Snowboarding, SnowSkating, SnowBlading,Telemark, Snowmobiling, Toboganning, Cross Country Skiing, Monoskiing, Ice Skating, and Recreational Racing.

We also cover off piste skiing and snowboarding with or without a guide except where it is undertaken in designated unsafe areas or outside ski area boundaries.

Note - that wintersports cover is included with Annual Multi Trip policies as standard but only applies to Single Trip Long Stay and Backpackers policies when the wintersports option is selected and the additonal premium is paid.

For specialist policies covering competition and racing risks, please call us direct on 0870 333 1790.

When travelling with Cheap Ski Insurance.com you are, in addition to your winter sports activities, automatically covered for the following amateur activities WITHOUT paying any extra premium >

Archery, Badminton, Baseball, Basketball, 3 Bungee Jumps, Canoeing, Cricket, Cycling, Golf, Jogging, Marathons, Netball, Orienteering, Mountain Biking (excluding downhill racing and extreme terrain), Parascending (over water), Rambling, Roller Blading, Inline Skating, Skate Boarding, Running (both Sprint and Long Distance), Safari, Scuba Diving - under 14 days (Qualified, max depth 30m), Snorkelling, Squash, Surfing, Swimming, Tennis, Trekking (under 2,000m), Triathlons, Volleyball, Water Polo, Water Skiing, White/Black Water Rafting (Grades 1 - 4), Windsurfing and Yachting (both racing and crewing) inside territorial waters.

The following amateur activities are also automatically covered by SnowInsure insurance without paying any additional premium, but the policy EXCLUDES any cover under the Personal Accident and Personal Liability sections >

Abseiling, Boxing Training, Camel / Elephant Riding or Trekking, Cycle Touring, Passenger (in Private/Small Aircraft or Helicopter), Football, Go Karting, Hiking (over 2,000m but under 6,000 m), Hockey, Horse Riding (not Polo, Hunting, Jumping), Hot-Air Ballooning, Jet boating, Jet Skiing, Kayaking, Motorcycling under 50cc (no Racing), Trekking (over 2,000m but under 6,000m).

Activites covered with payment of an Additonal Premiums

The following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to SnowInsure, but the policy EXCLUDES any cover under the Personal Accident and Personal Liability sections >

Flying (piloting Private/Small Aircraft or Helicopter), Manual Labour (at ground level, no machinery), Martial Arts (training only), Motorcycling over 50cc (no Racing), Mountain Biking (including downhill racing and extreme terrain), Rugby, Scuba Diving - under 14 days (Unqualified, max depth 30m), Scuba Diving (Qualified, max depth 40 metres) over 14 days, Sea Canoeing, Snow Mobiling.

The following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to Cheap Ski Insurance.com, but the policy EXCLUDES any cover under the Personal Accident and Personal Liability sections and the excess under the Medical section of cover is increased to £200 >

American Football, Gliding, Paragliding, Parachuting, Parascending (over land), Sand Yachting, Sky Diving, White/Black Water Rafting (Grade 5 to 6), Yachting (Racing or Crewing) outside territorial waters.

Furthermore, the following amateur activities can be covered by declaring to, and paying an ADDITIONAL premium to Cheap Ski Insureance.com, but the policy EXCLUDES any cover under the Personal Accident and Personal Liability sections and the excess under the Medical section of cover is increased to £400 >

Canyoning, Hang-Gliding, High Diving, Horse Jumping (no Polo or Hunting), Micro Lighting, Parasailing, Rock Climbing (not Mountaineering), Rock Scrambling.

Any activity not listed above (or any of the above sports on a professional basis), which could be considered a hazardous activity, sport, pastime or employment (involving an increased risk of injury), will NOT be covered under the policy UNLESS declared to, and accepted by, the issuing agent at the time of taking out the policy in return for additional premium and/or changes in cover.

Call us on 0870 066 7655 to arrange specialist cover tailored to your specific insurance requirements.

 
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